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Strider: They should consider what price point is right for them and the location. If they choose to live on campus, they also have to decide if they need an open or closed building over winter or spring break and if they prefer suite-style bathrooms or community-style bathrooms.

Brackett: Environment. Really think about what the best place is for you to thrive in college. Do you need privacy and quiet? Do you need to be in close proximity to friends to hang out and study? Do you need to be close to where you work to continue to afford to go? Sometimes it's easy to get caught up in what your friends and everybody else is doing and you forget what you really need and want in a place to live.

Strider: Students who live on campus generally outperform those who don't. Students who live on campus are more likely to retain from their first year to their second, as well as more likely to graduate. I believe it is because of all the access to resources students have living on campus, from the 24-hour computer labs to study areas, and a community of their peers often taking the same classes to help each other get through. Even when the weather is yucky, students who live on campus can still roll out of bed 10 minutes before class and make it on time. These factors make it convenient to be a good student.

Hobgood: There is a strong correlation between living on campus and academic success in the form of GPA and retention rates to the institution. At Clemson, sophomores who live on campus average almost a half a point higher GPA than their off-campus counterparts. As an on-campus student, there is an ease of getting to class, moving around campus and being available for late evening study groups. It is not uncommon for off-campus students to feel more disconnected from campus and less likely to return to campus for evening speakers, events or to just hang out with friends.

Hobgood: One common archetype of campus life is the thought that everyone should live with his or her best friends. That choice can actually sometimes be counterproductive. Socializing together is not the same thing as living together. Students should look for a roommate who is compatible and like-minded across some critical measures that make the in-room environment a good one for both people. Some of those measures include similar study habits as it relates to in-room study and creation of quiet times, depth of sleep and sleep schedule, light levels in room while sleeping, desired temperature in room and similarity of cleanliness standards.

Brackett: I think one of the most important things for people is to assume they will have conflicts with their roommates. When you think about it, why wouldn't you? When you live with your family there are conflicts, right? Understanding this will better prepare you for addressing things when they happen. Communicate directly with your roommate about whatever the issue is. Don't wait until they do something for the fifth time or you're studying for midterms. If someone does something and you don't say anything, why would they assume it's a problem?

Chunn: Living off campus can be difficult for a lot for students, especially if they don't have reliable transportation. Even if students have reliable transportation, here are a few questions to ask:

• What is the distance from campus to the apartment?
• Is the apartment in a safe area?
• Is there a community center that has computer accessibility and or printing just in case your personal computer or printer is not accessible or working properly?
• Is there a shuttle that can transport students from the apartment to campus?

Strider: Shop around, as there are many options, and ask lots of questions. They should ask about things like deposit and application fee, whether furniture is included, what utilities are paid or not, amenities on property (such as pool, fitness center, business center, laundry, trash service, cable, internet/WiFi), parking/shuttle options, maintenance call response time and policies. It's also important to ask for a copy of the terms and conditions of their contract in advance to review.

Hobgood: It is critical for students and their family that help with expenses to be aware of the full cost of attendance. Each year a projected budget is provided on most university sites to help students to know their costs, but that can often be a minimum not a maximum. Aside from living costs, meal plans are also often a way to help control costs. The per-meal cost of an unlimited meal plan is almost half the door rate to come in to eat. Choosing the number that you will actually eat in a block plan is also a good tactic to pre-pay and guarantee your choices.

This is another area that has additional implications if one is choosing off-campus living. There is a fiscal interdependency to choosing an off-campus apartment with someone. Some off-campus groups have started doing individual leases that help protect students from that issue, but many still lease by the unit. That practice could leave one student holding the bag if a friend ends up changing plans or moving away.

Chunn: The one thing I tell students is to always think about worst-case scenarios, including, but not limited to car problems, needing to pay for books, having an emergency and rent due at the same time. Preparing for those things is the best way to manage your living expenses. Always be prepared!

Brackett: Cost isn't just about money. It's about your time and your overall success in school. Living cheap doesn't do you much good if you flunk out because you're so far away you start skipping classes or aren't in a good environment to study. Living at home can be fine unless you feel isolated from campus life and end up dropping out. You have to know yourself well enough to make the decisions best for you — even if your friends are doing something different. You have to be realistic about finances and what you really need to be successful.

Chunn: Know yourself. If you are not that motivated to attend classes or be engaged, on-campus housing may be the thing for you. Living on campus is as important as it is the classes you attend. Don't grow up too fast. Understand that living off campus comes with a lot of responsibility. If you move into an apartment before you're really prepared, it may have a negative effect on your credit history.